Quick Cash Loans Against Your Vehicle
4.9 Rated by 34 customers on GoogleBorrow $1,000 to $100,000 against your car, bike, boat, caravan or machinery — with no credit check. Fast approval, cash the same day, and your asset kept safe in our secure 24-hour compound.
Get your free valuation
Tell us what you’ve got — we’ll come back with an estimate, fast.
See us in action
Real vehicles, real customers, real cash. Follow along on Instagram.
Cash in 3 Simple Steps
No paperwork mountains. No credit checks. Just a fast, fair process built to get you sorted today.
Get in touch
Call, email, WhatsApp or apply online. Tell us about your vehicle and send a few photos — we’ll give you a valuation fast.
Quick verification
Online, in-store, or we come to you. Bring your rego, proof of ownership and 100 points of ID. We confirm it’s yours and clear of finance.
Collect your cash
Once approved, get instant cash or an OSKO instant transfer. Your asset is stored safe and sound until you repay and collect it.
Why Pawn My Ride?
When you need cash fast, you need a lender who’s quick, fair and discreet. That’s us.
No credit check, ever
We lend against your asset, not your credit score. As a pawnbroker, nothing is reported to credit agencies.
Fast approval & instant cash
Same-day cash or OSKO instant transfer the moment your loan is approved.
Your asset kept secure
Stored in our undercover, 24-hour-monitored compound — individual lockups available — until you collect it.
Flexible, clear terms
Loans from 61 days to 12 months. Repay anytime and only pay interest for the months you use. Easy-to-understand contracts, no nasty surprises.
Discretion guaranteed
Your business is your business. Every loan is handled privately and professionally.
Experienced local team
Friendly, knowledgeable staff servicing South Australia who make the whole thing simple.
Don’t just take our word for it
4.9★★★★★ Rated by 34 customers on Google“The guys were fantastic, got a great deal on my car — especially dealing with Lucas, what a champion!”
“Awesome service, definitely recommend.”
“Great staff, great service — will use this store anytime.”
“Great staff, very friendly and approachable.”
“Awesome store! Great staff!”
“Boss is a great person.”
Loan terms at a glance
- Repayment period
- Minimum 61 days, maximum 12 months. Repay in full at any time — you only pay interest for the months you use.
- Interest rates & APR
- $1,000–$9,999: 20% per month (240% APR)
Under $1,000: 35% per month (420% APR)
$10,000+: negotiable. Maximum APR: 420%. - Fees
- None. No application, storage, early-repayment or other fees — the monthly interest is the only cost.
- Security
- Your vehicle is held in our secure, 24-hour monitored compound until the loan is repaid. If a loan isn’t repaid by the end of the agreed term, the vehicle may be sold to cover the amount owed.
Pawn My Ride is a licensed South Australian pawnbroker (Licence SHD 0017384, ABN 89 639 323 014). Loans are subject to inspection and proof of ownership; the vehicle must be in your name and free of finance. Interest is charged monthly on the amount borrowed. Full rates & fees
Need cash today?
Get a free, no-obligation valuation in minutes. Call us, send a photo on WhatsApp, or apply online right now.