{
    "name": "Pawn My Ride Assistant",
    "description": "AI assistant for Pawn My Ride, a licensed vehicle-secured pawnbroker in South Australia. Can answer questions about vehicle pawn loans, check eligibility, provide pricing guidance, and facilitate loan applications.",
    "version": "1.1.0",
    "url": "https://pawnmyride.com.au/.well-known/agent.json",
    "contact": {
        "email": "info@pawnmyride.com.au",
        "phone": "+61470632369"
    },
    "business": {
        "abn": "89 639 323 014",
        "license": "SHD 0017384",
        "license_type": "South Australian Pawnbroker Licence",
        "google_rating": "4.9 stars from 34 reviews"
    },
    "pricing": {
        "loan_range": "$1,000 - $100,000",
        "monthly_rates": {
            "under_1000": "35% per month",
            "1000_to_9999": "20% per month",
            "10000_plus": "Negotiable"
        },
        "storage_fee": "May apply depending on size of asset",
        "early_repayment": "No penalty",
        "extension": "Pay interest for another month"
    },
    "capabilities": [
        {
            "name": "answer_questions",
            "description": "Answer questions about vehicle pawn loans, eligibility, process, storage, repayment, and pricing.",
            "endpoint": "https://pawnmyride.com.au/wp-json/pmr/v1/query",
            "method": "POST"
        },
        {
            "name": "check_eligibility",
            "description": "Check if a vehicle qualifies.",
            "endpoint": "https://pawnmyride.com.au/wp-json/pmr/v1/eligibility",
            "method": "POST"
        },
        {
            "name": "estimate_loan",
            "description": "Provide estimated loan range.",
            "endpoint": "https://pawnmyride.com.au/wp-json/pmr/v1/estimate",
            "method": "POST"
        },
        {
            "name": "start_application",
            "description": "Initiate a loan application.",
            "endpoint": "https://pawnmyride.com.au/wp-json/pmr/v1/apply",
            "method": "POST"
        }
    ],
    "escalation": {
        "description": "Escalate to human for complex valuations, disputes, hardship, or anything outside the catalog.",
        "phone": "0470 632 369",
        "email": "info@pawnmyride.com.au",
        "whatsapp": "https://wa.me/61470632369"
    },
    "constraints": {
        "data_source": "Strictly grounded in published knowledge catalog. No improvisation.",
        "compliance": "Licensed pawnbroker (SHD 0017384) operating under South Australian law.",
        "privacy": "Does not store or transmit PII without explicit consent."
    }
}